EFFECTIVE DATE
Your plan effective date is determined by the date your application is submitted.
If you enroll between the 1st and the 15th of the month, your plan begins on the 1st of the next month.
          Example: If you enroll on June 5, your effective date will be July 1.
If you enroll after the 15th, your plan will begin the month after.
          Example: If you enroll on June 20, your effective date will be August 1.

PLAN TERM
Your plan year begins on your effective date and runs through a full 12 month period. Your plan will
automatically renew on the anniversary of your enrollment unless we receive notice to cancel your plan.

COVERAGE
Your plan provides coverage for the following:
          ● Annual Plan Maximum: $3,000
          ● Telehealth/Virtual Vet Care
                    ○ Unlimited access 24/7
          ● Wellness: Covered at 30%
                    ○ Annual Comprehensive Exam
                    ○ Vaccines
                              ■ Bordetella (limit 2 per year)
                              ■ Rabies
                              ■ DHLPP/DHPP
                              ■ FVRCP
                              ■ FELV
                    ○ Screenings
                              ■ Annual Bloodwork
                              ■ Deworming
                              ■ Heartworm testing (limit 1 per year)
                              ■ Fecal Test
          ● Injury & Accident: Covered at 70% up to $500 per incident
          ● Illness & Emergency Care: Covered at 70%
                    ○ Limit $250 for acute illness
                    ○ Limit $150 for chronic illness
          ● Coverage for Puppies & Kittens
                    ○ All vaccinations listed above for full vaccination
          ● Spay & Neutering: Covered at 30% up to $150
          ● Dental Coverage: Covered at 30% up to $150 (limit 1 visit per year)
          ● Prescriptions
                   ○ Wholesale pricing on veterinarian prescribed medications

WAITING PERIODS
Telehealth/Virtual Vet Care:      No waiting period
Wellness:      3 day waiting period
Accident & Injury:      15 day waiting period
Illness:      30 day waiting period

CLAIMS
Claim reimbursement requests must be submitted by the 15th of the month to be processed by the 20th of the
month following. All reimbursements will be made by ACH deposit into your bank account. If you require a
check to be sent instead, a $10 service fee will be applied to your total reimbursement amount.
All Claims must be submitted with:
          ● A completed claim form
          ● Documentation for each listed expense showing
                    ○ Date(s) of service
                    ○ Name of pet
                    ○ Type of Expense
                    ○ Name of Provider